Last Updated : 12 Sep 2025
By using Shipra, you agree to these terms. We provide financial intelligence tools. You're responsible for your investment decisions. We protect your data. Either party can cancel anytime.
Acceptance of Terms
By accessing or using Shipra's financial intelligence platform ("Services"), you agree to these Terms of Service ("Terms"). If you don't agree, don't use our Services.
Shipra is operated by [Company Name] ("Shipra", "we", "us", "our").
Description of Services
Shipra provides financial data analysis, portfolio tracking, market intelligence, and research tools. We are not investment advisors, brokers, or financial planners.
Not Financial Advice: Our Services provide information only. All investment decisions are your sole responsibility.
User Accounts
Eligibility: You must be 18+ and legally capable of entering contracts.
Account Security: You're responsible for maintaining account security and all activity under your account.
Accurate Information: Provide accurate registration information and keep it updated.
Acceptable Use
You May: Use Services for legitimate financial analysis and research.
You May Not:
Violate any laws or regulations
Interfere with or disrupt our Services
Use automated systems to extract data without permission
Share your account credentials
Use Services to compete with us
Intellectual Property
Our Rights: Shipra owns all rights to our platform, software, and proprietary data.
Your Rights: You retain ownership of any data you upload.
Your License: We grant you a limited, non-exclusive license to use our Services during your subscription.
Payment and Billing
Fees: Pay all applicable fees as described in your subscription plan.
Billing: Charged in advance on monthly or annual basis.
No Refunds: Fees are non-refundable except as required by law or at our discretion.
Late Payments: We may suspend service for overdue accounts.
Data and Privacy
Your Data: You own your portfolio and personal data.
Our Use: We use your data only to provide Services and as described in our Privacy Policy.
Data Security: We implement industry-standard security measures.
Data Export: You can export your data before account termination.
Disclaimers
AS-IS BASIS: Services provided "as-is" without warranties.
NOT INVESTMENT ADVICE: We're not investment advisors. Don't rely on our Services for investment decisions.
DATA ACCURACY: While we strive for accuracy, we don't guarantee all data is error-free.
MARKET RISKS: Investing involves risk of loss. Past performance doesn't predict future results.
Limitation to Liabilities
Our total liability to you won't exceed the fees you paid in the 6 months before the issue occurred, or $100, whichever is greater.
We're not liable for indirect, consequential, or punitive damages.
Termination
By You: Cancel anytime through your account settings.
By Us: We may terminate accounts for Terms violations or non-payment.
Effect: Upon termination, your access ends and we may delete your data after reasonable notice.
Changes to Terms
We may update these Terms occasionally. Continued use after changes means acceptance. We'll notify you of material changes.
Regulatory Compliance
Securities Laws: Our Services comply with applicable securities regulations.
Your Compliance: You're responsible for complying with laws in your jurisdiction.
No Registration: We're not registered as investment advisors or broker-dealers.
Governing Law
These Terms are governed by [Jurisdiction] law. Disputes resolved through binding arbitration.
Contact Information
Questions about these Terms? Contact us at legal@shipra.ca